How the Program Works

A partnership is created among an employer, one or more financial institutions, and America Saves.

  • America Saves provides employees with the motivation to set up direct deposit and save part of their paycheck through a short, all-electronic program. America Saves also provides ongoing support, information, and motivation to save regularly through emails and text messages.
  • Youth Employment Programs provide direct deposit and the America Saves First-Time Workers Program to employees.
  • Financial institutions provide no-fee, low opening balance accounts for youth employees to save.

Learn how the program works
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Program Requirements

In order to implement this program within your youth employment program you must be able to set up the following:

  1. Direct deposit
  2. Partnership with a financial institution
  3. Provide the program electronically to employees

Learn about program requirements
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About America Saves

America Saves is a campaign coordinated by the nonprofit Consumer Federation of America (CFA) and is dedicated to helping individuals save money, reduce debt, and build wealth. America Saves for Young Workers is funded in part by JPMorgan Chase Foundation, Experian, and the National Credit Union Foundation.

See more at americasaves.org